Head & Shoulders Asset Management Limited acts as an investment manager and provides wealth management services to clients on a discretionary basis pursuant to their respective investment requirements, objectives, and restrictions as contained in the investment management agreements executed between our clients and Head & Shoulders Asset Management Limited. The products invested by Head & Shoulders Asset Management Limited include stocks, bonds, commodities, cash and short-term currency market instruments and index futures. The products selection process is aimed to ensure suitable products were selected for clients based on their financial conditions and risk-return appetite.